Last updated: April 22, 2026
By accessing or using GJ Money Transfer ("GJ," "we," "us," or "our") services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.
You must be at least 18 years old and a legal resident of the United States or Canada to use GJ Money Transfer. By using our services, you represent that you meet these requirements and that all information you provide is accurate and truthful.
GJ Money Transfer provides international money transfer services allowing users to send funds from the US or Canada to supported destination countries. We are a licensed Money Services Business (MSB) registered with FinCEN (US) and FINTRAC (Canada).
Fees are disclosed before each transfer is confirmed. Exchange rates are set by GJ and may differ from mid-market rates. By confirming a transfer, you accept the disclosed rate and fee for that transaction.
We are required by law to verify your identity. You agree to provide accurate identification documents and authorize us to use third-party identity verification services. Failure to complete verification may limit or suspend your ability to send transfers.
Transfer limits vary based on your verification level, payment method, and destination country. GJ reserves the right to set, change, or remove limits at any time to comply with regulatory requirements.
You may cancel a transfer within 30 minutes of submission and before funds are paid out to the recipient. To cancel, contact support immediately with your Transfer ID. Refunds are processed within 3–5 business days.
You may not use GJ to send money to sanctioned countries or individuals, to fund illegal activities, or to circumvent any applicable laws. We comply with OFAC and all applicable sanctions programs.
GJ's liability to you is limited to the amount of fees paid for the specific transaction giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.
We may update these Terms from time to time. We will notify you of material changes via email or in-app notification. Continued use of our services after changes constitutes acceptance of the new Terms.
For questions about these Terms, contact us at [email protected].